Insurance
Dog Bite Insurance and Liability Coverage
Many dog bite claims involve an insurance question before they become a lawsuit question: whether a policy may cover the incident, which policy applies and whether exclusions or limits matter.
Core insurance guides
Homeowners insurance
How personal-liability coverage may respond and what exclusions can matter.
Renters insurance
What to look for when the dog owner rents the property.
Insurance claims
Notice, documentation, adjusters and coverage questions.
Coverage and liability are different questions
A person may be legally responsible even when coverage is disputed or unavailable. The existence of a policy also does not automatically establish liability.
Information worth preserving
- owner contact information;
- property address and ownership/rental status;
- insurer and claim number, if known;
- communications with the insurer;
- medical bills and records;
- photos and incident documentation.